Retirement in America Essay Example | Topics and Well Written Essays - 2250 words

Retirement in America - Essay Example 6). The point where an individual discontinues his employment completely, which is called retirement, makes one entitled for private or public pension benefits and the notion of retirement in America has changed over the years. In a historical survey of retirement in America, one comes to recognize that the notion of retirement assumed a great impact on America after World War II and it has undergone essential changes ever since. Unlike the earlier days, there is an emergent notion in America today that "retirement is the beginning of a new and busy chapter of life, a time for continued learning and development, skill building, forming new and purposeful relationships, and giving back to the community Moreover, retirement is 'a time to begin a new chapter' in life and that, just beyond traveling, volunteering is what older adults look forward to most during this new stage of their life" (Johnson, 2003, p. vi). Therefore, the notion of retirement in America has changed over the years and the well-being of individuals after retirement is considered as one of the major responsibilities of the state and the government. Significantly, in the contemporary life of the Americans, retirement in America can effectively offer one of the best periods of life through careful and sensible planning. In this paper, a reflective analysis of retirement in America is offered in order to determine how it has changed from the past, how it will change in the future, which all are the major organizations doing to retirement plans for their employees, and whether employees can retire in America at 62, 67, or will they need to be older etc. Retirement in America In the United States, retirement has been a topic of constant changes over the past several decades - including the consequent attitudes of the people towards retirement, the provisions by the law, Social Security issues, the age of retirement, and other crucial aspects concerning retirement. One of the major responsibilities of the social security programs in America has been to ensure that the individuals who have dedicated their service and potential to the growth of the society are offered the best security programs during their period of old age. Social security has traditionally combined the goals of earnings replacement and income maintenance and the American Social Security system has played a major role in financing retirement. "Despite much criticism, the American Social Security system works fairly well, but only if you consider Social Security payments a handy supplement to other sources of retirement income. Many people who were young when the Social Security system bega n in the 1930's placed too much reliance on it and were forced into difficult financial circumstances in their old age because of inflation. By the 1970's the government began a comprehensive program of tax incentives for various other retirement funds. Individual Retirement Accounts (IRA's), Keogh Plans, and 401(K) plans are some examples." (Financing Retirement, 2007). Therefore, the American Social Security system has contributed heavily to the great changes that have taken place in retirement in America and it is possible that further changes in retirement take place in the future. In America, the rise of retirement started more than a century ago, unlike the commonly conceived notion that it was with

Research paper( Violent Games Are Contaminating Childrens Paper

( Violent Games Are Contaminating Childrens Personalities) - Research Paper Example The games are designed in a manner that instills realism to the games and the moment one plays them it gives a natural feeling (Shaffer & Kipp, 2010). Initially, the games were developed for mere entertainment purpose but over time the objective has shifted to include other aspects that are unfavorable to young children who are mostly addicted to these games. For instance, the video game Grand Theft Auto vice city is a mission-based video game that incorporated wrong vices such as violence, crime and prostitution. This indeed is wrong as the games instill wrong traits to the people who play them. But despite the negative vices that comes along the games they also have positive impacts on the gamers as they help them develop a high degree of judgment & problem solving as the games provides them with dilemma situations where critical decision have to be made and which have great impacts on the overall progress of the game (Gunter, 1998; Child Development Institute, 2003). According to psychology, the personalities of human beings tend to vary and thus different people will possess different personality traits depending on certain factors that have influenced the growth of that particular person (Gentile, 2003). Research conducted by Pennsylvania State University indicated that children who play video games are prone to be more hostile if they are less conscientious, less agreeable and easily angered (Shaffer & Kipp, 2010). This group of children is said to be the one that is negatively affected by playing video games. However despite impacting negatively on the said children violent games which are mainly mission based offer the players an opportunity to learn new skills especially rational and critical thinking skills that aid in solving complex problems (Anderson, Gentile & Buckley, 2007). That notwithstanding, video games in general have always been associated with addiction as children and teenagers are perceived to be